Furnaces provide essential warmth and can last up to 20 years with proper care. These units cost thousands of dollars, and most homeowners worry about repair issues and complete breakdowns eating into their savings. A home warranty can offer peace of mind, but what type of furnace coverage does it provide?
Exploring the levels of coverage helps homeowners take proactive action that protects their home investments.
What Is a Home Warranty?
Home warranties are similar to insurance policies but offer discounted repair and replacement for significant home components. Homeowners have a deductible and out-of-pocket cost with their homeowners furnace warranty.
Shopping around for superior coverage and low costs is crucial for homeowners. This coverage offers excellent peace of mind, and it does not matter the age of the home or its components.
Furnace Home Warranties
Most home warranties offer full coverage on all furnace components. The following coverage areas are common, though they can vary according to your policy's terms and conditions. It is wise to read the fine print and understand any policy exclusions before seeking home warranty coverage.
- Forced air components
- Ductwork
- Indoor and outdoor components
- Hot water components
Home warranties do not always cover every furnace component, even with the best coverage. For instance, accidental damage is often denied, along with furnaces covered under extended or manufacturer's warranties.
Homeowners should consider working with professionals to help them decide the right level of warranty coverage. It is essential to consider a home warranty in addition to your homeowner's insurance policy since they offer different protection levels.
The Importance of Maintenance
Maintenance is critical for keeping furnaces in sound working order, even with homeowner's insurance and a home warranty. There are several things homeowners can do to keep their furnaces working safely and efficiently.
In addition, it is also wise to seek professional maintenance services at least once a year to reduce repair costs.
Change the Filter
Filters are necessary for filtering dirt and debris that can enter the system and be distributed throughout homes. Changing the filter is essential for air quality and normal function.
Clogged air filters are the number one cause of furnace problems because they do not allow the system to breathe correctly. Follow the manufacturers' guidance for filter changes, but check them often for dirt buildup.
Seal Gaps
Heat loss is common, especially in older homes. Gaps around windows and doors can lead to losses and cause furnaces to work harder than necessary.
Sealing these areas with caulk reduces drafts and makes your home more comfortable during the winter months. Not only will this help lessen the burden on your furnace, but it will also reduce electricity costs.
Check the Vents
It is essential to check the vents regularly for obstacles preventing proper airflow. Blocking vents makes furnaces work harder, increasing wear and tear over time.
Provide a clear path around each vent to ensure airflow throughout the home. Ensuring proper airflow will also prevent increased moisture issues that can lead to mold and mildew.
Clean
Some furnace cleaning chores are best left to the professionals, but a few are safe for homeowners. You can use a vacuum to clean the registers and vents, making sure to remove any dirt and grime.
You can also clean the furnace of dirt and grime, though make sure to shut off the electricity before cleaning.
Home Warranties Offer Peace of Mind
In a world of uncertainty, home warranties offer great peace of mind that helps homeowners protect their investments. Learn about the options today for more excellent protection.
