Owning a car in Alberta involves more than a one-time investment. Being a car owner, you must look beyond the monetary value you need to shell out to own your dream vehicle. How about managing high insurance costs to secure your assets? Owning a car brings you recurring expenses that you need to bear over the years.
Naturally, you would be on the hunt for cost-friendly auto insurance policies in Alberta. When you scan the list of insurers, it’s easy to baffle yourself with the extensive range of choices. So, why not consult insurance experts at a reputable brokerage and make the right decision? This way, you won’t deprive your car of its rightful security while balancing cost-effectiveness.
Drivers can visit this site to compare high-quality car insurance policies with the pros at Surex. Surex is an insurance brokerage that works with the best Alberta car insurance providers — shopping for coverage with the team of brokers at Surex can help drivers save a significant amount of coverage from the province's top-rated providers.
To ease up your decision-making journey, we have listed the top auto insurance companies operating in Alberta in this article.
Continue reading to learn more about the best auto insurance companies in Alberta.
Does an expert opinion matter while choosing your auto insurance company?
Yes, consulting an insurance expert at a reputable brokerage can help you drastically cut down your premiums. In fact, some car owners can save as much as 25% on their car insurance premiums with professional guidance from these experts. Therefore, it would be a logical decision for you to seek expert opinion from people who keep track of the lowest insurance rates from the top Alberta car insurance companies.
Moreover, scanning the profiles of the top insurers in Alberta would be a time-intensive endeavour. In the end, you might end up making the wrong decision, especially if you lack expertise in this field.
Why not leave this task to the experts and benefit from a lower premium?
Depending on the model of your vehicle and the risk profile, insurance experts can recommend you the best car insurance policy.
Top automobile insurance companies in Alberta
We have listed the leading automobile insurers in Alberta for you to choose from:
1. Aviva
On average, Aviva has successfully earned four to five stars across many of the top aggregator platforms. This demonstrates the reliability of this automobile insurer in Alberta. The company comes up with optional coverages and discounts from time to time.
You must note that Aviva Canada happens to be a subsidiary of Aviva Plc., a UK-based company. One can also make sizable savings when they bundle automobile insurance along with home insurance schemes. Moreover, when you insure more than a single vehicle, you can save a sizable amount on your insurance premiums.
Aviva also has some premium centers for automobile repair. In case you happen to damage your vehicle in an accident, the company would quickly direct you to a center based on your location. The insurer has strategically chosen some of the best repair centers across the province.
2. Economical Insurance
Economical Insurance continues to be a leading automobile insurer in Canada. This company has demonstrated an outstanding commitment to its customers in terms of customer service, optional coverages, and discounts. The financial strength of Economical Insurance looks decent. Besides, in some parts of Canada, the company offers its policies solely through brokers. Economical Insurance is commonly rated four out of five for their customer satisfaction.
Also, the extensive range of coverage that the insurer provides makes it a top name in the industry. You can get vans, trucks, cars, SUVs, and motorcycles insured with this company. Besides, it covers some vehicles that are tough to insure at affordable rates. This includes ATVs, mopeds, snowmobiles, motorhomes, and even campers.
3. Intact Insurance
Intact Insurance makes its way into the list of top auto insurers in Alberta. Most interestingly, the insurer has earned five stars in terms of its financial strength. Besides, it has rolled out customized policies with optional coverages and discounts. However, customers have reported an average service from the support desk of Intact Insurance.
The legacy of Intact Insurance is evident from the fact that the company has millions of policyholders in Canada. It operates with 13,000+ employees and provides coverage for conventional as well as non-conventional vehicles like boats, snowmobiles, ATVs, RVs, motorcycles, and cars.
4. The Personal Insurance
This is another reputed automobile insurer in Canada. When you consider its deals, discounts, and pricing, you can clearly understand the company’s commitment and financial strength. However, where it lacks consistency is the optional coverage. Although customers appreciate the pricing and quality of service, the range of coverage is somewhat limited. This explains why we have ranked it in the fifth position on our list.
Nevertheless, you can choose from the optional and standard coverages for your automobile from the available schemes. The standard coverage includes accident benefits, liability for the third party, uninsured automobile insurance, collisions, and accident benefits. Besides, you can also opt for comprehensive policies in case it leads to damage or loss of your vehicle.
The optional coverage also brings you some attractive provisions. These include a $0 deductible option and coverage for transportation replacement, among others.
Endnote
Choosing the right automobile insurance policy is crucial, as you cannot afford to go wrong with the coverage.
Besides, other factors come into the equation while deciding the premiums, such as your age, credit score, and driving record. Balancing all these elements, it’s tough to find an affordable policy for your car unless you have experienced professionals to guide you.
Reach out to the experts at a reputable insurance brokerage to ensure that you are on the right track with the policy.
As a reminder, brokerages are groups that work with a variety of car insurance providers, not just one. Working with brokerages gives you the ability to compare multiple products from several providers, allowing you to find the policy that works best for you.
