If you're looking for an easy way to maximize your credit card rewards, you're in luck. Check out these five apps that make earning rewards simple and straightforward.
Why should you worry about maximizing credit card rewards?
Maximizing credit card rewards can be a great way to save money or get bonuses on the purchases you're already planning to make.
Those who pay attention to redemption options for membership rewards points can use them for things like upgraded cabin seats on airlines, discounted hotel rooms, cashback for debt reduction (when used in conjunction with a debt consolidation calculator), gift cards, and sometimes even free vacations.
An important note about credit card rewards
There is some risk associated with maximizing credit card rewards, as card issuers may change their terms and conditions at any time. Additionally, if you don't use your credit card regularly, you may not receive any rewards at all.
So, while maximizing credit card rewards can be a great way to save money on your purchases or get free flights and hotel rooms, it's important to be aware of the risks and use caution when making decisions about how to use your rewards.
5 Apps that can help you optimize your credit card rewards points
1. AwardWallet
website: awardwallet.com
AwardWallet is a website that allows you to collect all of your current credit cards, hotel membership accounts, airline miles accounts, and other point accrual memberships in one app. The app is designed for those who want to leverage their credit card points for discounted or free travel.
It's great to use for tracking your membership points and airline or hotel statuses but isn't great for cash back options or showing you potential offers you might be eligible for.
2. AwardHacker
website: awardhacker.com
Another site that focuses on maximizing award travel, AwardHacker helps you search for flights based on the rewards programs you're registered for and gives you a quick run-through for how you can convert those points to free or severely discounted flights.
3. Reddit
website: reddit.com
Reddit may not be a financial site, but both its website and app have access to thousands of users that track rewards, redemptions, and new offers religiously. Check out /r/churning and /r/awardtravel for different strategies for maximizing your credit card rewards.
4. Cardpointers
website: cardpointers.com
Cardpointers is a site that helps you maximize your credit card rewards by showcasing the top 10 credit card bonuses on the market every month. If you're looking for new sign-up bonuses but aren't sure which offers are the best, bookmark Cardpointers.
5. Maxrewards
website: maxrewards.co
Maxrewards is a website that helps you track your points and miles balances and find the best credit card rewards programs specifically for cashback offers. It doesn't track airline miles or hotel rewards.
Instead, it focuses on how you can utilize the credit cards you currently have for the maximum amount of cashback on different spending categories.
The bottom line
With so many great apps out there to help you earn and use rewards, there's no excuse not to take advantage of them!
Maximize your credit card rewards today and enjoy the benefits.